Loan Officers (Kingston & Montego Bay)

 A microfinance company invites suitable qualified applicants for the position of: Loan Officers - Kingston & Montego Bay.

Job Purpose

The Loan Officer will be responsible for soliciting and underwriting loans to include tasks such as risk analysis, and negotiation.

Key Responsibilities:

• Preparing loan applications while ensuring submission for approval are of a high analytical standard
• Conducting financial analysis with sound credit lending practices as well as, accuracy of content and conformance with regulatory requirements of the Microcredit industry
• Conducting risk assessment in order to assign appropriate risk rating to customers based on information presented and any other pertinent information that is available
• Analyzing non-performing loan accounts and make appropriate recommendations for restructuring and improved management
• Verifying audited financial statements and other accounting records in order to obtain information regarding the financial health of clients being serviced
• Liaise internally with Operations/Business Development and Marketing/Collections personnel, as required, to resolve issues and to facilitate prompt and efficient loan processing for clients

Qualification, Experience and Attributes:

• A diploma or first degree in Business Administration or Marketing (completed)
• A minimum of two (2) years experience in Sales/Lending
• Must be target oriented with a drive to succeed in the microfinance industry
• Build and maintain relationships, generate prospects and convert to sales
• Proficiency in the use of relevant computer applications
• Excellent presentation, oral and written communication skills
• Good problem solving skills and tenacity
• Excellent interpersonal skills

All applications should be submitted via email at: jamaicafinancejobs@gmail.com by February 8, 2024.

We thank everyone for their interest in these positions, however, only shortlisted applicants will be contacted.