Mortgage Officer (Kingston, Jamaica) - Sagicor Bank Jamaica

 

Looking for a diverse and rewarding career? If you're looking to grow your career within a stable and growing financial services company, then Sagicor may be right for you!"

Sagicor Bank Jamaica Limited is seeking a suitable candidate to join our Retail Banking team in the capacity of:
Mortgage Officer

• Have responsibility for delivering superior client experience and sales goals by assisting clients with their full range of financial needs which includes financing their home and investing for the future.
• Take a client-focused approach to effectively assess client financial needs for cross-selling opportunities with the goal of deepening the client relationship and building long-term profitable relationships.
• Focus on anchoring new and existing clients through effective contact strategies tailored to the client’s circumstances.

Location: Kingston

As a Mortgage Officer, you will:

• Provide superior service to all personal clients, consistent with Sagicor’s client service standards at every point of contact.
• Attend to walk in clients with mortgage queries and provide them with pre-qualification letters and process mortgages.
• Receive and pursue the leads which filter through the Group Client Support Department.
• Manage the Sagicor Bank’s mortgage mailbox.
• Build both internal and external networks to capitalize on business opportunities and referrals.
• Work alongside branch and credit teams in the achievement of growth targets and the achievement of the Bank’s business and strategic plan related to mortgage sales.
• Initiate Business Development initiatives through presentations to groups and companies.
• Increase Sagicor Bank’s visibility in the mortgage space by soliciting business, attending and organizing Open House in collaboration with realtors and developers.
• Liaise with Realtors by signing them up on our incentive programme while providing training on our mortgage offerings.
• Make proactive and loyalty calls to clients/prospects.
• Assist with the execution of all mortgage trainings for Sagicor– Bank branches, and the
• Exercise due diligence when completing and recommending credit applications, adhering to all credit policies, procedures and delegated limits of authority.
• Leverage tools, calculators and resources to provide advice that will allow clients to make informed decisions.
• Manage and administer the Bank’s Household Blanket Peril Insurance-monitoring, administration.
• Follow-up with all the branches to ensure the collection of all the insurance premiums to insure the bank’s collateral for its mortgage assets.
• Identify potential problems with loan applications and arrive at workable solutions prior to submission for processing.
• Take appropriate action to correct lending excesses and/ or “out of order” collateral.
• Secure all documents and files relating to the facility.
• Represent the bank at sales events as required.
• Request Collateral release from the Disbursement Unit when required.
• Perform other related duties assigned from time to time.

What do you need?

• Bachelor’s Degree in Banking, Finance, Management or relevant discipline or a AICB Diploma from a recognized tertiary institution.
• At least five (5) years’ working experience in the banking industry or a financial institution.
• Minimum of three (3) years’ working experience in retail banking with at least two (2) years in a mortgage lending environment.
• Strong management and execution skills.
• Effective coaching skills.
• Excellent negotiating skills.
• Strong analytical and problem-solving skills.
• Ability to communicate effectively both orally and in writing.
• Excellent human relations skills.
• Excellent interpersonal skills.
• Ability to produce reports.

If this role is of interest to you, kindly submit an application via Sagicor's career portal no later than August 4, 2023.

While we appreciate all applications, only shortlisted candidates will be contacted. 

APPLY ONLINE