Loans Officer (Kingston, Jamaica) - Grace Co-op Credit Union (GraceKennedy Group)

The GraceKennedy Group seeks to identify an individual looking for an excellent opportunity to progress in his/her career; and who possesses the vision and energy to help drive dynamic changes across the group, in the following capacity:-​

LOANS OFFICER

KEY RESPONSIBILITIES

As a member of the team, you will be assisting the Senior Loans Officer in the effective initiation, generation, management and maintenance of the loan portfolio. Additionally, you will also assist in the planning and co-ordinating of the marketing activities of the Credit Union with a view to meeting its annual growth target.

The primary purpose of the role will be to:

• Conduct loan interviews and process loan application ensuring that the applicable loan policy is fully understood by all members.
• Liaise with the General Manager and Credit Committee to obtain approval of loans.
• Assist members in obtaining loan balances, share balances and general information on products.
• Ensure that all information for the deduction of shares and loans for weekly, fortnightly and monthly payrolls are sent to the respective payroll departments in time to meet the specified deadlines(s).
• Prepare the monthly and fortnightly exception reports.
• Assist in the coordinating of the Credit Union’s seminars.
• Assist in the preparation of the delinquency report monthly and follow up for regularization of loans via telephone calls, letters, etc.
• Prepare Credit Reports for members on their written requests.
• Prepare all correspondence regarding security for loans and release letters regarding the discharge of securities.
• Monitor and ensure that the Credit Union’s interest is noted on all securities (Inland Revenue, National Security Interest in Personal Property (NSIPP) and Insurance companies.
• Ensure that all motor vehicles used as security are insured and that a log is maintained.

Required Qualification, Experience, Knowledge, and Skills

• Bachelor’s degree in management studies, accounting or finance.
• One (1) - three (3) years’ experience in a bank or credit union environment would be an asset.
• Excellent oral and written communication skills and possess the ability to work effectively with others.
• High level of confidentiality, ethics, integrity, creativity, intellectual curiosity, persistence and achievement orientation.
• Ability to work independently.
• Ability to foster good relationships with members, co-workers and company/department heads.
• Proficiency with Microsoft Office Suite [EXCEL, Word etc.]

Qualified applicants are invited to submit applications no later than December 3, 2023 via the careers section of our Corporate Website at www.gracekennedy.com

GraceKennedy upholds the principles of fairness and equity in the treatment of all our employees and stakeholders. The Company is committed to equity in all its employment practices and policies and seeks to recruit, develop and retain its employees on the basis of merit, ability and performance. As such, we are committed to ensuring equal opportunity in employment, and will not discriminate on the grounds of race, national origin, religion, gender, or otherwise.

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