Credit/Loan Officer (Kingston, Portmore, Brown's Town, Sav-la-mar & Montego Bay) - Worldnet Microfinance Ltd

Worldnet Microfinance Limited invites applications for the following positions:

CREDIT/LOAN OFFICERS for its: Spanish Town, May Pen, Brown's Town, Mandeville, Christiana and Montego Bay branches. 

Duties & Functions:

The Credit Officer is required to perform the following duties and undertake the following responsibilities in a professional manner:

• To market and promote the company’s loan products which includes visits to business places, companies and taxi stands etc.
• To maintain existing customers and propel the growth of new customers
• To interview and process loan applicants
• To ensure that loan applicants meet all the requirements prior to processing
• To give prospective applicants information regarding the company’s products by phone and in person
• Maintaining monthly production average in accordance with production target
• To develop and implement strategies to significantly grow the company’s portfolio at the branch
• Assist in the design and implementation of marketing plans for the company’s loan product which would include but not limited to: 1. Advertising 2.Promotional activities
• Review and follow-up delinquent accounts on your loan portfolio
• To practice proper office hygiene which includes ensuring that the office is kept in a clean and tidy manner
• Ensure that clients leave a Google review after interaction with the company
• Any other duties which may be assigned from time to time

Qualifications:

• GCE 'O' Levels, CSEC or CAPE
• One (1) to two (2)  years working experience as a Credit/Loan Officer would be an asset 

All candidates must:

• Be able to exercise good work ethic and professionalism
• Be highly motivated and performance driven
• Must be analytical and have excellent problem solving and decision making skills
• Be able to work on own initiative and under pressure
• Must be able to communicate well both orally and in writing
• Must have a keen eye for details

Interested persons should submit a cover letter and an updated resume to:  hrd@worldnet.com.jm

Attention: Human Resource Department

Note: Only shortlisted applicants will be contacted.

Credit Officer (St. Catherine, Jamaica) - Wisynco Group

Jamaica’s leading manufacturer and distributor of food and beverages, seeks to hire a Credit Officer to support our dynamic growth.

The Credit Officer will be responsible for processing and validating credit notes while also supervising team members in the absence of supervisor.

KEY RESPONSIBILITIES

• Review and approve customer orders that are consistent with approved trading terms for each account
• Circulate daily Held Order Summary reports to sales and credit teams
• Conduct reconciliation of customer accounts in the assigned sales region(s)
• Reconcile payment submission by reviewing and updating SharePoint, prior to cashiers’ posting
• Communicate with Sales Representatives and customers regarding skipped invoices, short payments, and other discrepancies to ensure that all transactions are cleared in full
• Continuous execution of the collection matrix
• Prepare overdue letters to delinquent accounts
• Prepare weekly / monthly reports (interim statements, trial balance etc.)
• Conduct mandated audits (route audits, receipt book audit)
• Execute month-end close and distribution of E-statements
• Daily application of credits and unallocated payments to the related invoice
• Make recommendations to review credit terms and limits based on non-compliance with existing trading terms
• Manage all aspects of credit and collections for assigned sales region
• Expedite order review and release qualified held orders
• Conduct risk management analyses using sound judgment while also being required to manage the accounts receivables portfolio

JOB SPECIFICATION/COMPETENCIES [MINIMUM]

Required Qualification, Experience, Knowledge and Skills:

• Tertiary Level Qualifications with at least two (2) years’ experience in a similar capacity
• Excellent risk management analysis abilities
• Excellent communication skills – both in written and verbal formats including the preparation of reports and the ability to communicate with varying levels of staff
• Advanced competence in the use of MS office productivity tools (Word, Excel, etc.)
• Highly analytical with good problem solving and numeric abilities
• Flexible and adaptable with good planning, organization, and time management skills
• People oriented, detail-oriented and results driven with excellent interpersonal skills

Email resumes to careers@wisynco.com with "Credit Officer" in the subject line. 

Senior Credit Officer (Kingston, Jamaica) - Coldfield Manufacturing Limited (Big Jo)

 Requirements:

• First degree in Business Administration, Finance or Management Studies along with two (2) years of experience performing credit functions

Or

• Diploma in Accounts or Business Administration or Management Studies along with four (4) years working experience, minimum of two (2) performing credit functions at a supervisory level

The successful candidate is required to have:

• Knowledge of Credit Management and Risk Assessment
• Ability to analyse data, solve problems and exercise good judgement
• High level of integrity
• Excellent teamwork and interpersonal skills
• Excellent customer service skills
• Strong oral and written communication skills
• Ability to work quickly under pressure and focus on details
• Proficient in Microsoft Office Suite applications and accounting software applications such as QuickBooks, a distinct advantage

Duties include: 

• Maintain a department organizational structure sufficient to meet all goals and objectives
• Properly motivate the credit and collections staff
• Measure department performance with appropriate metrics
• Maintain the corporate credit policy
• Monitor the credit granting and updating process
• Visit the customers to establish relations
• Monitor periodic credit reviews
• Initiating legal or other recovery actions against customers who are delinquent

Applications should be received no later than November 30, 2022 via email: hr.cml@cmljamaica.com, Subject Line: Credit Officer.

Field Credit Officers (Kingston, Montego Bay, Spanish Town, etc. Jamaica)

 A reputable micro finance company is recruiting potential candidates for the post of 

Field Credit Officer

For the following areas:

• Kingston 
• May Pen
• Ocho Rios
• Spanish town
• Mandeville
• Montego Bay

Job Summary

Carry out extensive marketing activities to include presentations, appearance at events, public speaking, personal selling, target audiences etc in an effort to sell the various loan products of the company.

Key Responsibilities/Functions

• Organize and execute extensive marketing activities to meet loan targets every month.
• Relay to customers efficiently and effectively the company's loan products and services.
• Increase the company's loan portfolio.
• Provides marketing tracking and research information by collecting, analyzing, and summarizing data and trends in the microfinance sector.

Field Credit Officer's Skills and Requirements

• Analytical Skills.
• Effective Written and Oral Communication Skills.
• Organization Skills, General Math Skills, Data Entry Skills, Microsoft Office Skills and Financial Skills.
• Exceptional Customer Service Skills.
• Knowledge of the Micro-financing Sector.

All interested applicants are asked to send their applications to: recruitmentjam1@gmail.com

Kindly submit applications by Friday, May 27, 2022.

Credit Officer (Linstead, Kingston, Spanish Town, etc) - New Era Finance Ltd

 

A Credit Officer is urgently required to work in a fast growing and dynamic micro-financing organization. Position open in Linstead, Kingston, Spanish Town, Montego Bay, Savanna-la-mar, Port Antonio, Mandeville and May Pen.

Selected candidates will be required to screen clients, appraise credit worthiness, conduct collateral valuation and computerized preparation of loan documents, carry out debt collection among other tasks. Ideal candidates will possess the minimum qualifications outlined below:

• Bachelor's degree or equivalent in Accounts., Marketing or Banking
• Three (3) years work experience in an office environment
• Experience in loan underwriting, collections, and marketing
• Excellent oral and written communication skills
• Working knowledge of Microsoft Office tools
• Ability to work on own initiative
• Professional values and attitudes suitable for a financial institution
• Assertive and persevering attitude

Send application and résumé to nefhr@obfja.com no later than Friday, September 10, 2021. 

We thank all individuals who apply, however, only shortlisted candidates will be contacted.

Credit Officer (Spanish Town, Kingston, Mandeville, etc - Jamaica)

Brown's Town, Kingston, Linstead, Mandeville, Montego Bay, Ocho Rios, Savanna-la-mar, Spanish Town.

Credit Officer

This is an entry level career position which entails screening clients, appraising credit worthiness, collateral valuation, computerized preparation of loan documents, debt collection among other tasks. Ideal candidate will possess the minimum qualifications outlined below:

• Bachelor's degree or equivalent in Accounts, Marketing or Banking 
• Three (3) years working experience in an office environment 
• Experience in loan underwriting, collections and marketing 
• Excellent oral and written communication skills 
• Working knowledge of Microsoft Office Suite applications 
• Ability to work on own initiative 
• Professional values and attitudes suitable for a financial institution 
• Assertive and persevering attitude 

Send application letter and résumé to nefhr@cwjamaica.com no later than Wednesday, November 20, 2019.

We thank all individuals who apply, however, only short-listed candidates will be contacted.

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