Loans Officer - SME (Kingston, Jamaica) - Microfinance Company

 Microfinance Company invites suitable qualified applicants for the position of:

Loans Officer - SME (Kingston)

Job Purpose

The Loans Officer - SME will be responsible for underwriting mainly SME loans to include tasks such as; risk analysis, and negotiation. The incumbent will also be required to interface directly with clients or in partnership with a business Development Officer throughout the credit decision making process.

• Preparing loan applications mainly for business loans while ensuring that applications submitted for approval are of a high analytical standard.
• Conducting financial analysis with sound credit lending practices as well as, accuracy of content and any other pertinent information that is available.
• Conducting risk assessment in order to assign appropriate risk rating to customers based on information that is available.
• Analyzing non-performing loan accounts and make appropriate recommendations for restructuring and improved management.
• Verifying audited financial statements and other accounting records in other to obtain information regarding the financial health of clients being serviced.
• Liaise internally with Operations/Business Development and Marketing/Collections personnel, as required, to resolve issues and to facilitate prompt and efficient loan processing for clients.

Qualification, Experience and Attributes:

• A Diploma or first degree in Business Administration or Marketing (completed).
• A minimum of two (2) years' experience in Sales/Lending.
• Must be target oriented with a drive to succeed in the microfinance industry.
• Build and maintain relationships, generate prospects and convert to sales.
• Proficiency in the use of relevant computer applications.
• Excellent presentation, oral and written communication skills.
• Good problem-solving skills and tenacity, Excellent interpersonal skills.

All applications should be submitted via email at: jamaicafinacejobs@gmail.com by May 13, 2022.

We thank everyone for their interest in these positions, however, only shortlisted applicants will be contacted.